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Checking Account Rate
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
Basic |
0% |
0% |
None |
$0 |
Power |
0.25% |
0.25% |
Monthly |
$1,500 |
Youth |
0% |
0% |
None |
$0 |
Prime Savings Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$5 to open |
0.50% |
0.50% |
Quarterly |
$250 |
Non-Dividend Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
Savings |
0% |
0% |
None |
$250 |
Super Saver Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$0 to open |
0.95% |
0.95% |
Quarterly |
$0 |
Youth Savings Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$5 to open |
0.50% |
0.50% |
Quarterly |
$5 |
Open to members under the age of 18.
Youth Super Saver Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$0 to open |
2.97% |
3.00% |
Quarterly |
$0 |
Open to members under the age of 18.
Holiday & Vacation Club Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$10 to open |
1.10% |
1.11% |
Monthly |
$0 |
One scheduled distribution per year on both the Holiday and Vacation Club Accounts; Holiday Club distribution date is November 1st and the Vacation Club distribution date is June 1st. Both accounts carry an early withdrawal fee of $15 each.
Premier Money Market Rates
Account/Term |
Dividend Rate* |
Annual % Yield (APY)** |
Compounding Frequency |
Minimum Balance |
$0 - 2,499.99 |
0.50% |
0.50% |
Monthly |
$0 |
$2,500 - $9,999.99 |
1.59% |
1.60% |
Monthly |
$2,500 |
$10,000 - $24,999.99 |
2.23% |
2.25% |
Monthly |
$10,000 |
$25,000 - $49,999.99 |
3.45% |
3.51% |
Monthly |
$25,000 |
$50,000 or more |
3.94% |
4.01% |
Monthly |
$50,000 |
Dividends are calculated on the Daily Balance Method for all accounts.
Dividends are paid on the daily balance each day the account balace is $1,500 or more. If the account's average daily balance falls below $1,500 during the month, a monthly fee is imposed (waived with Direct Deposit).
*Rates subject to change without notice.
**The APY is based on the assumption that the minimum balance and other requirements will be met. Your statement will show that actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the conditions are different from the above assumptions.
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