Prime Savings – $5 minimum balance to open, pays dividends on balances of $250 or more
Super Saver – No minimum balance to open, pays a higher dividend rate, with dividends paid on entire balance. Two free withdrawals are allowed per calendar year without penalty.
Youth Super Saver – For those under age 18, this account makes it easy and fun to save money. It pays higher dividends, allows unlimited deposits and four withdrawals per year penalty-free, and dividends are paid on the entire balance.
Holiday Club – Helps you save for the holidays, through automatic deposits from your paycheck. By the November 1st distribution each year, you’ll have saved quite a bit – effortlessly! Plus, you’ll have earned dividends!
Vacation Club – Save money conveniently and automatically from your paycheck throughout the year, and on June 1st, you’ll have all the money you’ve deposited – plus dividends – to help make your well-deserved vacation spectacular!
Money Market – Offering higher dividends than a traditional checking account, this account still offers the convenience of check writing. As your balance increases, so will your dividend rate!
Certificates – Requiring only a $1,000 minimum opening deposit, terms range from 91 days to 60 months. Certificates are a great option if you want a higher return on your savings, while avoiding risk.
IRAs – Enjoy secure investment alternatives for retirement or tax-deferred savings. Choose from a variable IRA with no minimum or an IRA Certificate with a $1,000 minimum balance and terms from 12 to 60 months.
Traditional IRA – Invest with pre-tax dollars and let your investment grow tax- deferred until retirement.
Roth IRA –invest your after-tax dollars today, let the investment grow tax-deferred, and withdraw your principal and earnings tax-free with a qualified distribution after five years.
Coverdell Education Savings Account – Formerly called an Education IRA, this investment tool allows you to save for the future cost of a child’s post-secondary education. (IRA Certificates are not available on Coverdell Education Savings Accounts.)
We’re here to help guide you in the right direction as you make your decision. Please call us at 800.866.6474 or stop by one of our branches.
