It's never too soon to teach your children the value of money and how to save for a rainy day. Our Youth Account program is designed to help young savers start off on the right track. Money received from allowance, gifts, after-school jobs, and pocket change can be used to develop money management skills that may prove invaluable in the future. Parents can even set up automatic transfers from their account to help their child's account grow. It's a perfect opportunity to teach goal-setting skills while the kids experience the satisfaction of watching their balance increase.

All Youth Accounts require parental consent.

Youth Checking
Young adults ages 15 to 17 can have a Youth Checking Account with a Visa Check/ATM card with parent consent. There is no monthly fee and the first box of checks is FREE.

Youth Super Saver
This account makes it easy and fun to save money with unlimited deposits and allowing four withdrawals per year penalty free. Dividends are earned on the entire balance.  Young adults will receive a higher Annual Percentage Yield than a Prime Savings.

Youth Loans
As the kids grow and need their first car or credit card before heading off to college, they can take advantage of our special Youth Loan program. Students with a GPA of 3.0 or higher will receive a ¼% discount on a personal loan or a first-time buyer auto loan. A Visa card with a credit limit from $250 to $1,000 is also available.

SCE FCU's Financial Service Consultants can help steer you in the right direction as you make your decision.  Whether you have questions regarding your account, want to become a member or need to check current rates.  We're here for you.