Whether you're l ooking for your first home, want to refinance your existing home or purchase a vacation home or rental property, SCE FCU offers you a wide variety of real estate loans to help meet your needs.
Mortgages
Stop wondering what you qualify for and obtain your Pre-Qualification Certificate today! SCE FCU wants you to get the most for your money when buying, selling or refinancing your home.
SCE FCU has programs for:
- Refinancing
- Condos
- Second & vacation homes
- Investor properties
- Single-family homes
- Duplex units
- Home improvement
- Excellent or less than perfect credit
- Debit consolidation
- Verified or hard to prove income or employment
- Fixed or adjustable rate loans with terms of 15, 20, 30 and 40 years
- Realtor commission rebates
Realtor Rebates
Receive thousands of dollars in cash rebates when you buy or sell a home using Realtor Rebates -- at no charge to you.
Home Equity Loans
Home Equity Loans are closed-ended, fixed term loans, where you borrow a set amount, then make equal monthly payments over a specific time period. They are an ideal solution for major purchases, and expenses, such as college tuition and home improvements.
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a variable rate loan that allows you to access the funds in your home for any purpose - remodel your home, purchase a vehicle, go on vacation, pay for education needs, etc. Since it's a revolving line of credit, it works just like a credit card - when your balance is repaid, your credit line is replenished. And, you only pay interest on the money you actually advance.
We offer 80%, 90% and 100% loan-to-value equity programs as well as non-owner occupied programs. You'll also enjoy convenient, FREE check writing access to your available funds.
