Money Tools
 
    Language:
 
Font Size:
fontSmall  fontLarge
 
 
Sign In
SCE Open an Account
View Our Rates
Apply for a SCEFCU Loan
SCE Visa Activity & Points
SCEFCU Member Resources
Investment Services
Careers at SCE FCU
Contact Us at SCEFCU
    
    Wireless CU@home login
 
 
SCEFCU account choices
Real Estate
Auto
Personal
Visa Credit Cards
Insurance Services
Calculators
 


Whether you're looking for your first home, want to refinance your existing home or purchase a vacation home or rental property, SCE FCU offers you a wide variety of real estate loans to help meet your needs and allow you to get the most for your money.

Check our rates!

Mortgages

  • Single-family homes & duplex units, houses or condos
  • Second homes, vacation homes & investment properties
  • Refinancing, debt consolidation & home improvement
  • Options for excellent or less-than-perfect credit, and verified or hard-to-prove income or employment
  • Fixed or adjustable rate loans with terms of 15, 20, 30 and 40years

Stop wondering what you qualify for and apply now! Our online mortgage application is quick and easy.

Home Equity Loans – Fixed rate and term loans, where you borrow a set amount, then make equal monthly payments over a specific time period. They’re an ideal solution for major purchases and expenses, such as college tuition and home improvements – and they’re often tax-deductible.*

Home Equity Line of Credit (HELOC) – A variable rate loan that allows you to access the funds in your home for any purpose – remodeling, purchasing a vehicle, going on vacation, paying for education needs, etc. Since it's a revolving line of credit, it works just like a credit card – when your balance is repaid, your credit line is replenished.You only pay interest on the money you actually advance. We offer 80% and 90% loan-to-value equity programs as well as non-owner occupied programs. You'll also enjoy convenient, free check writing access to your available funds. And, HELOCs are often tax-deductible!*

Not sure which type of loan is right for you? We’re here to help guide you in the right direction as you make your decision. Please call us at 800.866.6474 or stop by one of our branches.