Loan Relief Request

During these uncertain times your Credit Union remains committed to our mission to improve the lives of our members. Please let us know if you need assistance with an existing loan or would like to request an Emergency Relief Loan.

Finance charges will continue to accrue during the skip period and fees may apply. Skipping a payment(s) may extend the original term and increase the finance charges that will accrue on your loan. Your regular monthly payment amount will remain the same; the first payment(s) you make after the skipped payment(s) will include any accrued interest. If you are requesting a skip payment on your auto loan and you have “GAP” coverage, you understand that skipping your loan payment(s) does not change the terms and conditions of your original GAP waiver. All other terms and conditions on your original loan note will remain the same.

 

Do you need help with an existing loan?
Do you want to request an emergency loan? Before entering your response, please read the emergency loan parameters on this page.
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Parameters for Emergency Relief Loan Program During COVID-19 Outbreak

  1. You must be a member in good standing. This means you cannot be delinquent on any loans you currently have with us and we can’t have experienced any loss on an account you have now, or, have had in the past; AND
     
  2. Your membership must have been established prior to March 1st of 2020; AND
     
  3. You must be able to provide documentation of your hardship; AND
     
  4. You must be currently employed, even if on temporary furlough or leave of absence; AND
     
  5. You are eligible for up to 2 months of your net pay to a maximum of $5,000; AND
     
  6. One payment, due in full, within 90 days at 0% APR; if not able to pay in full as scheduled, you may be able to convert the balance to a regular Signature loan with monthly payments, at the rate you qualify for at that time. 

If your situation is not covered by the Relief Loan program you may also consider our regular Signature Loan, Used Auto Loan or Vehicle Value Loan. Our Signature Loan rate is based on your credit score with terms to 60 months and loan amounts up to $50,000. Our Used Auto Loan and Vehicle Value Loans are for members who have equity in their vehicles to use as collateral for the loan. You do not need to have a clear title; we will refinance your loan from another lender. Rates are based on your credit score with terms depending on the amount financed.