TAKE A BREAK FROM HIGH RATES
THE BEAT YOUR RATE BREAK!
Bring us your auto loan from another lender.
If we can't beat your current rate, we'll give you $50!2
TAKE A BREAK FROM PAYMENTS
NO PAYMENTS FOR 90 DAYS3
Ten winners will receive a 0.50% interest rate reduction on their Auto Loan funded during this promo!4
One lucky winner will have their interest rate cut to 0% on their Auto Loan funded during this promo!4
Basic Elements - Legal Text
1Promotional period: 10.1.21 to 12.15.21. Rates shown effective 10.1.21 and subject to change without notice. Application must be received by SCE Federal Credit Union (SCE FCU) within promotional period, with funding by 12.22.21. Subject to all Credit Union policies and procedures. Offer not valid on SCE FCU Classic Car, Vehicle Value, or Motorcycle Loans, or existing SCE FCU Auto Loans. Income verification may be required. APR = Annual Percentage Rate. Rates shown are for qualified purchasers and are subject to credit qualifications and vehicle value requirements, with an SCE FCU Auto Loan term up to 48 months. The approximate monthly payment per $1,000 on a 48-month term auto loan at 2.24% APR is $21.80; at 2.49% APR is $21.91. Additional terms available at higher rates. Term and loan amount may be subject to change. 2Limited time offer, 10.1.21 to 12.15.21, subject to change. Not valid on existing SCE FCU Auto Loans. If you apply for a new Auto Loan during the promotional period – new or used, purchase or refinance – and we are unable to beat your current verified existing loan rate or your firm rate offer using like terms, $50 will be deposited into your SCE FCU primary Savings account within 30 days of final loan decision. Not valid on rates below 2.00% APR. Borrower(s) and vehicle must qualify to be eligible for the $50 Beat Your Rate challenge. 3Utilizing the 90-day no payment option will slightly increase your payment. Finance charges continue to accrue during deferral period. 4NO PURCHASE NECESSARY. Complete Sweepstakes Rules & Important Information. 0.50% rate reduction: minimum prize $100; no maximum. 0% interest rate: minimum prize $500; maximum $3,000.