Customized for Your Specific Needs
Your business can enjoy the benefits the Credit Union offers consumers, but with products and services tailored to meet your business needs. From the start-up company to the multi-million dollar corporation, and everything in between. Whatever your business goals are, our accounts can help get you there with lower fees, better rates, and personal attention.
You’ll enjoy prompt, attentive service from our team of professional business banking officers, providing the financial solutions you need at a cost your business can afford.
Business Checking
Our Business Checking accounts are designed to meet your company’s needs, no matter its size – with fair pricing, no excessive charges, and the personal relationship your business deserves.
Small Business Checking
No monthly service fee
100 checks paid per month
Unlimited electronic deposits
10 in-branch deposits per month
100 deposited items per month
$5,000 currency in/out per month
$100 minimum opening deposit
Commercial Checking
$15 monthly service fee
200 checks paid per month
Unlimited electronic deposits
20 in-branch deposits per month
Monthly service fee waived with average balance of $10,000.
200 deposited items per month
$10,000 currency in/out per month
$100 minimum opening deposit
Commercial Advantage Checking
$25 monthly service fee
300 checks paid per month
Unlimited electronic deposits
30 in-branch deposits per month
Monthly service fee waived with average balance of $15,000.
300 deposited items per month
$20,000 currency in/out per month
$100 minimum opening deposit
Features & Benefits
Free online banking, bill payment, and eStatements
Free SCE FCU Visa Check Card with fraud monitoring protection
28,000+ surcharge-free ATMs nationwide at credit unions and participating 7-Eleven® stores
Federally insured up to at least $250,000
Optional Features
Business Savings
Our Business Savings accounts are designed to meet your company’s immediate needs, while also allowing you to make long-range plans with confidence. And with the Credit Union, you’ll be earning dividends, risk-free.
Prime Savings
Dividends paid on balances of $250 or more
Ability to make automatic deposits into accounts
Free automatic overdraft to your Business Checking account*
$5 monthly service fee waived with an active SCE FCU loan or a Visa account, or if a balance of $250 or more is maintained
$5 minimum opening deposit
Business Money Market
Immediate access to funds by check or through electronic transfers without penalty*
Dividend yield increases as balance increases at $10,000, $25,000 and $50,000
$2,500 minimum opening deposit
Business Certificates
Attractive, guaranteed rate of return for a fixed term
Yields dividends that can compound or be transferred on a monthly or quarterly basis for immediate use
Terms range from 91 days through 60 months
Minimum to open is only $1,000
*Subject to Regulation D restrictions
