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Prepare for Emergencies

Be prepared

Be prepared

Step 1
Assess your risk

Every business has unique vulnerabilities and weaknesses. Knowing which disasters are most likely to affect your business can help you to return to operations faster. A back-to-business self-assessment can help you to assess your risks for common hazards such as hurricanes, wildfires, flooding, or even cyberattacks.

  • 25% of businesses don't open again after a disaster

Step 2
Create a plan

Your response plan is your roadmap to recovery, so it should be tailored to your business’s specific needs and operations.  It should address immediate priorities and be easy to access.  Checklists and online toolkits are effective resources to help you develop your plan. Consider the following:

  • IRS guide on protecting your information before an emergency strikes

Step 3
Execute your plan

Practice your plan with your staff so you're ready when a disaster occurs.


Get financial assistance after a disaster

You may be eligible for a low-interest disaster recovery loan through the SBA for damaged and destroyed assets in a declared disaster. These include repair and replacement costs for real estate, personal property, machinery, equipment, inventory, and business assets. Check to see if one of these loans apply .

Home and Property Disaster loans

Economic Injury loans

Military Reservist Economic Injury Disaster loans

Submit your SBA disaster loan as soon as possible, then ask your SBA representative about increasing your physical damage loan for mitigation purposes. There is no cost to apply, and you are under no obligation to accept a loan if approved.

For more emergency preparedness advice, visit or contact SBA's Disaster Assistance Customer Service Center at 800.659.2955 or


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