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Business Visa® Credit Card Terms & Conditions

Interest rates vary based on member qualifications and Visa Program.

Interest rates vary based on member qualifications and Visa Program.
Non-Promotional Annual Percentage Rate 11.99% - 18.00% APR for purchases, cash advances, and balance transfers
Default APR 18.00% APR on all balances, if minimum payment due is not made for two consecutive billing cycles
Grace Period Purchases – 25 day grace period; cash advances, balance transfers, and LetterChecks will incur finance charges from the date the transaction is posted to the account
Method of Computing the Balance Average Daily Balance
Annual Fee No annual fee
Minimum Finance Charge Based on activity
Cash Advance Fee 3% of cash advance amount (minimum $10)
Balance Transfer Fee 3% of balance transfer amount (minimum $10)
Late Payment Fee $39
Over Limit Fee $39