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Savings Accounts

Super Saver
Super Saver
Prefect for those who want to earn higher dividends

$0 opening deposit

$0 withdrawal fee through Digital Banking

$0 minimum balance to earn dividends

Deposit Rates
Digital Banking

Prime Savings
Prime Savings
Prefect for those establishing membership in the Credit Union

$5 opening deposit required to establish membership in the Credit Union

$250 minimum balance to earn dividends

Deposit Rates
Digital Banking

Other Savings

Certificate Accounts

Certificates
Certificates
Perfect for those who want to earn higher dividends on their money

$1,000 opening deposit

Terms from 3 to 60 months

Dividends compound monthly based on Daily Balance Method

Deposit Rates
Digital Banking

Other Savings
Other Services

Individual Retirement Accounts (IRA)

IRA Savings
IRA Savings
Perfect for those looking for tax advantages on retirement savings

Traditional & Roth options available

$0 opening deposit
$0 monthly fee
Dividends compound monthly

Deposit Rates
Digital Banking

IRA Money Market
IRA Money Market
Perfect for those who want to add to their retirement savings while receiving higher earnings

Traditional & Roth options available

$0 opening deposit
$0 monthly fee
Dividends compound monthly

Deposit Rates
Digital Banking

IRA Certificate
IRA Certificate
Perfect for those looking for higher earnings on their retirement savings

Traditional & Roth options available

$1,000 opening deposit
Terms from 12 to 60 months
Dividends compound monthly

Deposit Rates
Digital Banking

Other Services
Other Services

Ready to start saving for your future? Traditional IRAs let you save on taxes right when you contribute, you don’t get taxed until you withdraw funds in retirement. With Roth IRAs, you make after-tax contributions; but when you retire, you’ll have tax-free income on qualified withdrawals.

Which IRA is right for you?
Traditional IRA
  • Funds are tax-deferred; taxed upon withdrawal
  • Earnings grow tax-deferred
  • Your income doesn’t affect yearly contribution limits
  • Those ages 59½ and older avoid early withdrawal tax penalties
  • You pay taxes on all amounts withdrawn
  • Required Minimum Distribution (RMD) must begin at age 72. Situations may vary, consult with a tax expert
Roth IRA
  • Funds are taxed before funding; qualified withdrawals are tax-free
  • Earnings grow tax-free
  • Your income affects yearly contribution limits
  • Those ages 59½ and older avoid early withdrawal tax penalties
  • You won’t pay taxes upon withdrawal if funds have been in the IRA account for at least five years
  • No Required Minimum Distributions (RDM). Situations may vary, consult with a tax expert

Visit irs.gov for more detailed information.

We can help with your IRA needs

Money Market

Premier Money Market
Premier Money Market
Perfect for those who want to earn dividends on balances higher than $500,000

$0 opening deposit

$0 minimum balance to earn dividends

Tiered earnings based on balance

Deposit Rates
Digital Banking

Money Market
Money Market
Perfect for those who want to earn higher dividends and access to funds

$0 opening deposit

$0 minimum balance to earn dividends

Tiered earnings based on balance

Deposit Rates
Digital Banking

Other Savings
Other Savings

Vacation & Holiday Club Accounts

Vacation Club
Vacation Club
Perfect for those who want to set aside money for vacation

$10 opening deposit
Earns dividends
June 1 maturity date

Deposit Rates
Digital Banking

Holiday Club
Holiday Club
Perfect for those who want to save for holiday spending

$10 opening deposit
Earns dividends
November 1 maturity date

Deposit Rates
Digital Banking

Other Savings

Health Savings Accounts (HSA)

HSA
HSA Checking & Savings
Perfect for those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free

$50 opening deposit
$50 minimum balance
$3,650 annual contribution limit
Free debit card
Earns dividends
Deposit Rates
Digital Banking

Other Savings

Health Savings Accounts (HSA) - Coverage Table

Qualified Medical ExpensesNon-Qualified Medical Expenses
  • Acupuncture
  • Alcoholism treatment
  • Annual physical exams
  • Braces
  • Chiropractor
  • Contact lenses
  • Convalescent home medical expenses
  • Dental fees
  • Drug addiction therapy
  • Eyeglasses
  • Handicap equipment
  • Hearing aids and batteries
  • Hydrotherapy
  • LASIK or vision correction eye surgery
  • Nursing home and services
  • Ophthalmologist and optometrist
  • Oxygen and equipment
  • Prenatal care
  • Prescription medicines
  • Psychotherapy
  • Surgery
  • Weight loss programs (prescribed)
  • Athletic club membership
  • Car insurance premiums
  • Cosmetic surgery and procedures
  • Funeral or burial expenses
  • Illegal operations and treatments
  • Illegally procured drugs
  • Over-the-counter medication
  • Premiums for life insurance, income protection, disability, loss of limbs or sight
  • Special food or beverages
  • Travel
Qualified & Non-Qualified Medical Expenses