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Personal Checking

Personal Checking details
  Free Checking Rewards Checking
Minimum Opening Deposit $0 $0
Minimum Monthly Electronic Deposit1 $0 $5002
Monthly Fee $0 $02
Earns Dividends   Check
Earns Rewards Points   Check
Free Debit Card Check Check
Free ATM Access Check Check
Free Online Banking Check Check
Free Mobile Banking Check Check
Free Text Banking Check Check
Free eStatements Check Check
Free Overdraft Protection3 Check Check
Courtesy Pay4 Check Check

Free Checking

No monthly fee, direct deposit or minimum balance required. No catch – it's truly free!

Rewards Checking

Pays higher dividends than other checking accounts, with no minimum balance to earn dividends. There's no monthly fee, as long as you have eStatements and a monthly electronic deposit1 of at least $500. But the benefits don't end there… Rewards Checking is your exclusive ticket to earning Debit Rewards, which can be used toward travel, brand-name merchandise and more!

Plus, your Rewards Points will never expire!

ScoreCard Rewards Program

For each retail dollar you spend using your Visa Platinum Rewards card, you'll earn a point toward airfare, vacation packages or brand-name merchandise. Register with ScoreCard to check on your points and to view the catalog.

ScoreCard Rewards


Rate Table: Checking & Savings

Checking & Savings Rates
  Dividend Rate7 APY8 Compounding Minimum Balance Minimum Deposit
Rewards Checking 0.05% 0.05% Monthly $0  
Free Checking 0.00% 0.00% None $0  
Fresh Start Checking 0.00% 0.00% None $0  
Teen Checking9 0.00% 0.00% None $0  
Prime Savings 0.05% 0.05% Quarterly $250 $5
Super Saver 0.10% 0.10% Quarterly $0  
IRA Savings 0.10% 0.10% Monthly $0  
Health Savings Checking 0.05% 0.05% Monthly $0 $50
Non-Dividend Savings 0.00% 0.00% Monthly $0  
Youth Savings9 0.05% 0.05% Quarterly $5  
Youth Super Saver9 0.10% 0.10% Quarterly $0  
Holiday & Vacation Club10 0.10% 0.10% Monthly $0 $10



Fees & Charges

Printable Rate Sheet