Dividend Rates
Effective March 1, 2024
Rates and terms subject to change without notice.
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Rates and terms subject to change without notice.
| Checking Accounts | |||
|---|---|---|---|
| Balance | Dividends | APY | |
| Free Checking | - | 0% | 0% |
| BankOn Checking | - | 0% | 0% |
| Teen Checking | - | 0% | 0% |
| Rize™ Checking1 | ≤ $5,000 $5,000.01 or > | 7.25% 0.05% | 7.50% 0.05% |
| Savings Accounts | |||
|---|---|---|---|
| Balance | Dividends | APY | |
| Prime Savings2 | $250 | 0.05% | 0.05% |
| Super Saver | $0 | 0.10% | 0.10% |
| Vacation & Holiday Club3 | $0 | 0.05% | 0.05% |
| Youth Savings4 | $0 | 0.05% | 0.05% |
| Youth Super Saver4 | $0 | 0.10% | 0.10% |
| Health Savings Account | $0 | 0.05% | 0.05% |
| Money Market Accounts | ||
|---|---|---|
| Balance | Dividends | APY |
| $0 - $24,999.99 | 1.24% | 1.25% |
| $25,000 - $49,999.99 | 1.29% | 1.30% |
| $50,000 - $99,999.99 | 1.44% | 1.45% |
| $100,000 - $249,999.99 | 1.98% | 2.00% |
| $250,000 or > | 2.47% | 2.50% |
| Premier Money Market Accounts | ||
|---|---|---|
| Balance5 | Dividends | APY |
| $500,000 - $749,999.99 | 2.91% | 2.95% |
| $750,000 - $999,999.99 | 3.69% | 3.75% |
| $1,000,000 or > | 4.41% | 4.50% |
| IRA Certificate Accounts | ||
|---|---|---|
| Term | Dividends | APY |
| 12 Months | 4.89% | 5.00% |
| 18 Months | 3.45% | 3.50% |
| 24 Months | 3.45% | 3.50% |
| 36 Months | 4.41% | 4.50% |
| 48 Months | 3.25% | 3.30% |
| 60 Months | 3.20% | 3.25% |
| IRA Savings Accounts | ||
|---|---|---|
| Balance | Dividens | APY |
| $0 | 0.10% | 0.10% |
| High-Yield IRA Money Market Accounts | ||
|---|---|---|
| Balance | Dividends | APY |
| $0 - $25,000 | 2.96% | 3.00% |
| $25,000.01 - $100,000 | 3.45% | 3.50% |
| $100,000.01 or > | 3.93% | 4.00% |
| Traditional Certificate Accounts | ||
|---|---|---|
| Term6 | Dividends | APY |
| 91 Days | 0.75% | 0.75% |
| 6 Months | 1.74% | 1.75% |
| 12 Months | 4.89% | 5.00% |
| 18 Months | 3.45% | 3.50% |
| 24 Months | 3.45% | 3.50% |
| 36 Months | 4.41% | 4.50% |
| 48 Months | 3.25% | 3.30% |
| 60 Months | 3.20% | 3.25% |
APY = Annual Percentage Yield. APY reflects the effective rate earned due to compounding interest. Dividends are calculated on the Daily Balance Method.
Rates and terms subject to change without notice.
1To earn dividends, you must complete at least 10 debit card purchases that post to your account during the statement cycle (ATM withdrawal transactions are not considered debit card purchases). Available only through online opening. 2$5 minimum deposit to secure Credit Union membership. 3$10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15. 4Open to members under 18. 5Dividend rate on balances under $500,000 drops to the current Prime Savings rate. 6Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.