Mortgage Loans

Home Equity Line of Credit
Loan amounts from $5,000 to $250,000 or more. Financing based on the appraised value minus any first mortgage lien for owner-occupied or non-owner-occupied properties.

Owner-OccupiedNon-Owner Occupied
Owner-Occupied: 
4.00% - 8.00% APR
Non-Owner Occupied: 
5.00% - 7.00% APR
Owner-Occupied: 
10-Year Draw
Non-Owner Occupied: 
10-Year Draw
Owner-Occupied: 
Up to 80% LTV
Non-Owner Occupied: 
Up to 75% LTV

Adjustable rate. Please note that electronic repayment discounts do not apply to Home Equity Lines of Credit.

Home Equity Loan
Choose the fixed rate and term that best suits your needs, utilizing your home's equity. Loan amounts from $5,000 to $250,000 or more.

Owner-OccupiedNon-Owner Occupied
Owner-Occupied: 
5.50% - 8.95% APR, 5-Year Term
Non-Owner Occupied: 
6.50% - 8.50% APR, 5-Year Term
Owner-Occupied: 
5.95% - 9.50% APR, 10-Year Term
Non-Owner Occupied: 
6.95% - 8.95% APR, 10-Year Term
Owner-Occupied: 
6.50% - 10.00% APR, 15-Year Term
Non-Owner Occupied: 
7.50% - 9.50% APR, 15-Year Term
Owner-Occupied: 
6.75% -10.50% APR, 20-Year Term
Non-Owner Occupied: 
n/a

Fixed rate.

Home Equity Split Second
Get the best of both Home Equity loans. Set up a portion at a fixed rate and obtain a portion as a flexible Line of Credit.

First Trust Deeds
Buy or refinance your home with a variety of fixed or variable rate options. Call us for more information.
Please note that electronic repayment discounts do not apply to First Mortgage Loans. Available on CA property and other various states. Call for details.

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