Dream it and Achieve It
Nov 28, 2011 | Tips & Alerts
Everyone has financial goals, those things we want to do or buy someday. What are yours? Maybe you'd like to buy a home. Maybe you want to save for your child's education. Perhaps you'd like to pay off debt, or save for something fun like a Caribbean vacation. Whatever your “someday goal” is, SCE FCU can help you define a plan to make it a reality.
Goal setting in and of itself may not be exciting and fun, but it helps you save and achieve exciting and fun things, as well as things that may not be as exhilarating but are still pretty important. You could wait and see what's left over at the end of the month, but you may have nothing left once the bills are paid.
Even if you're putting money away, how do you know if it's enough? By taking the time to think about your goals, how much they'll cost, when you want them by, and what your regular obligations are, you'll know exactly how much to save each month.
How do I get started?
The first step in achieving your financial goal is, not surprisingly, determining what your goals are. For right now, just think about the goals themselves and when you want to achieve them by - don't worry about the cost just yet. Do you want to buy a new computer in a year? Have a down payment for a house in four years? Be debt free in five? Once you know what you want and when you want it, the friendly counselors at BALANCE Financial Fitness can help you get them. They can show you ways to save money on your monthly expenses, help you understand what's on your credit report, pay down debt, prepare for home ownership, build your savings funds, prevent a foreclosure, and more.
Typically, hiring a company to evaluate your finances for you can cost several hundred dollars. However, SCE FCU pays for the cost to offer BALANCE services to its members... for free!
Another great benefit of SCE FCU membership.