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We're Here to Help: Government Stimulus Payments


The IRS is beginning to distribute another round of stimulus payments. These payments are intended to provide financial relief from economic harm caused by the Coronavirus pandemic. We understand you may have questions, and we’re here to help.

How the IRS can help

Go to the IRS site for the most up-to-date answers to your questions, including:

  • Will I get a payment and how much will it be?
  • How and when will I receive it?
  • Do I need to do anything to get it?


When should I expect to see the payment in my SCE FCU account?

We expect most electronic stimulus payments will be arriving in the next few weeks. You’ll be able to see the deposit pending in your account detail as soon as we receive it.

How will I know when it has posted to my account?

We recommend setting up alerts, so you’ll be notified when the deposit hits your account. It’s really easy to do!

  • Log in to Online Banking (not Mobile Banking)
  • Under Additional Services, select Text Banking & Alerts
  • Simply follow the prompts and set up your preferences
  • You’re all set!
Why did I receive a debit card instead of a direct deposit?

If you received a debit card in the mail instead of a direct deposit, it’s because the IRS doesn’t have your bank account information on file.

You can learn more about activation, use and fees at the Economic Impact Payment (EIP) Card Website. Additional information can be found on their FAQ page.

What happens to my direct deposit if my SCE FCU account is closed?

If an account is closed and we can’t find another account for you, we send those payments back to the government. They then may issue a check or you might need to file for an IRS Recovery Rebate Credit. Go to for more information.

How can I help protect myself from scams?

First, don’t give anyone your personal information to “sign up” for your relief check. You don’t need to sign up for anything!

Second, don’t give your personal information to anyone who calls, emails, or texts you, especially if they mention this stimulus program or getting early access to the money. We’ll never call you and ask for personal information.

The Federal Trade Commission recommends other ways to protect yourself.

What else is SCE FCU doing in response to COVID-19?

Go to for the latest updates.