Finanzas Personales

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The past two years has taught us we have to be as prepared as possible for the unexpected. While we all have future savings goals, having an emergency fund to support present, unaccounted needs (like a car breakdown, dental bill, or even a last-minute fun treat) should be a top priority.

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Along with catalytic converters, thieves who can’t drive away the whole car often steal airbags, car tires, rims, headlights, and global positioning systems (GPS), which are targeted because of their high street values.

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According to a recent study, 50 percent of Americans admitted to skipping a doctor or dentist visit because it was too expensive. While medical care can be costly, there are ways to make it more affordable. Here are some tips to keep things in check.

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Consider these tips to prep your finances when your family is expanding. While babies are a blessing, they can also be more expensive than most new parents ever imagined.

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A Health Savings Account (HSA) can be a good savings tool. And just like any tool, it helps to know how to use it the right way. Here are some common HSA mistakes you should avoid. Dodge these pitfalls and you’ll be making the most out of what can be an incredibly valuable account.

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This spring, homes are shooting up in price and selling quickly as buyers compete with each other to have their offer accepted. “It hasn’t slowed down for us. I’ve had the best 12 months of my career,” says Xio Sandoval, a 16-year industry veteran and licensed real estate agent with Century 21.

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Expecting a substantial income tax refund this year? If so, you’re in the majority; over 80% of Americans get money back at the end of the tax year, with the average refund being close to $3,090.

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Take these 5 steps toward a more financially secure future. A report released in the spring of 2021 showed more than half of Americans – some 56% – said they were living paycheck-to-paycheck.

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If you’re searching for your dream home, it’s likely to be one of the largest financial commitments you’ll ever make. Uncovering and addressing potential maintenance issues early in a transaction could help you avoid costly surprises later.

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Chances are pretty good that somewhere in the last few years, you heard about something called a credit freeze. It’s a way to, essentially, lock up your credit report so no one can access it.