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Credit Builder Loan

We get it, life happens. And sometimes that means your credit score might need a little help.
Credit Builder is a loan designed to help those with no credit or colorful credit.

Here’s how it works…

1Amount of funds made available to withdraw is based on payment amount, interest paid, and dividends earned.

Lines of Credit & Signature Loans

Signature Loan
Signature Loan
Perfect for those who want all the funds up front

$500 to $50,000 limits1,2
Fixed loan from 12 to 60 months3

Loan Rates

Line of Credit
Line of Credit
Perfect for those who want to use the funds as needed

$250 to $50,000 limits1
Variable loan

Loan Rates

Certificate-Secured Loan
Certificate-Secured Loan
Perfect for those who want to borrow against their Certificate savings

100% of funds on deposit
Fixed loan4

Loan Rates

Other Personal Loans

1Loan amount based on creditworthiness and ability to repay. 2Debt consolidation may require financial counseling. 3Estimated monthly payment per $1,000 on a 24-month term at 8.50% APR is $45.46 and subject to change. 4Interest must be paid annually, if not on a repayment plan.

Quinceañera Loan

Give her the celebration of her dreams, without losing sleep over how to pay for it.

Applying is easy – with a valid Social Security number or ITIN.

1Maximum loan amount based on individual qualifications and ability to repay. 2Estimated monthly payment per $1,000 on a 12-month term at 8.50% APR is $87.20 and subject to change. Rates as low as 8.5% APR as of 12.8.22 on terms up to 24 months; rates subject to change and are based on individual credit. Longer terms available at higher rates with set minimum loan amounts.