Dividend Rates
Effective March 1, 2024
Rates and terms subject to change without notice.
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Rates and terms subject to change without notice.
Checking Accounts | ||||
---|---|---|---|---|
Balance | Dividends13 | APY14 | Compounds | |
Rize™ Checking | ≤ $5,000 $5,000.01 or > | 7.25% 0.05% | 7.50% 0.05% | Monthly |
Free Checking | - | 0% | 0% | |
BankOn Checking | - | 0% | 0% | |
Teen Checking | - | 0% | 0% |
Savings Accounts | |||
---|---|---|---|
Dividends13 | APY14 | Compounds | |
Prime Savings15 | 0.05% | 0.05% | Quarterly |
Super Saver | 0.10% | 0.10% | Quarterly |
Vacation & Holiday Club16 | 0.05% | 0.05% | Monthly |
Youth Savings17 | 0.05% | 0.05% | Quarterly |
Youth Super Saver17 | 0.10% | 0.10% | Quarterly |
Health Savings Account | 0.05% | 0.05% | Monthly |
Money Market Accounts | ||
---|---|---|
Balance | Dividends13 | APY14 |
$0 - $24,999.99 | 1.24% | 1.25% |
$25,000 - $49,999.99 | 1.29% | 1.30% |
$50,000 - $99,999.99 | 1.44% | 1.45% |
$100,000 - $249,999.99 | 1.98% | 2.00% |
$250,000 or > | 2.47% | 2.50% |
Premier Money Market Accounts | ||
---|---|---|
Balance18 | Dividends13 | APY14 |
$500,000 - $749,999.99 | 2.91% | 2.95% |
$750,000 - $999,999.99 | 3.69% | 3.75% |
$1,000,000 or > | 4.41% | 4.50% |
IRA Certificate Accounts | |||
---|---|---|---|
Term | Dividends13 | APY14 | Compounds |
12 Months | 4.89% | 5.00% | Monthly |
18 Months | 3.45% | 3.50% | Monthly |
24 Months | 3.45% | 3.50% | Monthly |
36 Months | 4.41% | 4.50% | Monthly |
48 Months | 3.25% | 3.30% | Monthly |
60 Months | 3.20% | 3.25% | Monthly |
IRA Savings Accounts | |||
---|---|---|---|
Dividends13 | APY14 | Compounds | |
IRA Savings | 0.10% | 0.10% | Monthly |
High-Yield IRA Money Market Accounts | ||
---|---|---|
Balance | Dividends13 | APY14 |
$0 - $25,000 | 2.96% | 3.00% |
$25,000.01 - $100,000 | 3.45% | 3.50% |
$100,000.01 or > | 3.93% | 4.00% |
Traditional Certificate Accounts | |||
---|---|---|---|
Term19 | Dividends13 | APY14 | Compounds |
91 Days | 0.75% | 0.75% | At maturity |
6 Months | 1.74% | 1.75% | Monthly |
12 Months | 4.89% | 5.00% | Monthly |
18 Months | 3.45% | 3.50% | Monthly |
24 Months | 3.45% | 3.50% | Monthly |
36 Months | 4.41% | 4.50% | Monthly |
48 Months | 3.25% | 3.30% | Monthly |
60 Months | 3.20% | 3.25% | Monthly |
13Dividends are calculated on the Daily Balance Method. 14APY = Annual Percentage Yield. Your statement will show the actual Annual Percentage Yield Earned (APYE), which may be different from the APY. 15$250 minimum balance to earn dividends. 16$10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15. 17Open to members under 18. 18Dividend rate on balances under $500,000 drops to the current Prime Savings rate. 19Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.