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Business Loans & Credit


Owning and running a small business is a labor of love. We're here to help.

Our Business Loans offer small business financial solutions to help you improve cash flow, renovate office space, purchase equipment... and more. We've got everything you need.

So let's get started... you focus on business goals and we'll focus on getting you the loan.

Small Business Loans

  • Business Term Loans
  • Small Business Administration (SBA) 504 Loans
  • Vehicle and Equipment Loans
  • Commercial Real Estate Loans

Small Business Lines of Credit

  • Variable credit lines from $1,000 to $50,000

Visa Platinum Credit Cards

  • Credit limits from $1,000 to $50,000
  • Employee company cards

Business Insurance

  • We're your one-stop-shop for all your insurance needs, through our Credit Union owned insurance agency1


Merchant Solutions

Merchant Solutions

With our full-service merchant credit card processing program, your business can experience increased sales, run more smoothly and save money in fees.

Credit Card Processing

Your business can accept credit cards in person, by phone or online with the help of SCE FCU. SCE FCU members can access all major credit card associations, including Visa®, American Express®, Discover® and MasterCard®. We’ll help you set up a processing system according to your volume.

Debit Card Processing

Did you know that almost half of card transactions are made with a debit card? Cater to this market segment by offering debit card processing. Convenient and secure, you can even offer your customers cashback on in-store purchases.

Virtual Terminals

Accept credit and debit cards using the computer you already have. For in-store swipe purchases and support, add a mag-strip reader.

  • Accept Visa, MasterCard, American Express, Discover, debit cards and corporate purchasing cards
  • Equipment available for sale or rent
  • 24/7 customer service

Global Processing Services

Armored Transport Services

Armored Transport Services

Arrange for your deposits to be picked up and delivered in time for same-day credit to your business account with Armored Transport Services.

  • Eliminate the risk of transporting cash
  • Reduce clerical costs
  • Increase productivity by reducing time away from work
  • Improve cash flow by accelerating funds availability

Sectran Security

Checking Savings - Everything



Together, we can make
your financial goals a reality.