First Mortgage Loans
Let’s face it. When you get a mortgage loan, you’re really putting a lot of trust that the lender isn’t trying to slip something by you in that huge contract you have to sign. You don’t need to just close your eyes, sign by the X and hope for the best. You can eliminate that worry, by coming to the Credit Union. We wouldn’t do anything to jeopardize your trust and you can count on us to provide better service than you’ll receive anywhere else.
So whether you’re a first-time homebuyer, buying a second home, or looking to save money by refinancing, we can help ease the home loan process. With our great rates and online tools, it’s easy to find a loan that fits your needs.
Visit our Mortgage Center to get started!
Search, Buy, Sell & Save… with SCE FCU
We’ve partnered with HomeAdvantage to deliver an excellent purchase experience. Ready to buy right now? Simply want to see what’s out there? Register today without any obligation and get started.
Find a Home
Our MLS data is current – updated daily – and is the same information a real estate agent can find. Register today for free to start your search. You can save your favorite searches and receive updates whenever new properties matching your search criteria are posted.
Find a Realtor
A reliable realtor is key to a successful home search. We partner with the best agents who meet our Credit Union’s standard. Use our personal relationship with these agents to find yours today.
Check Rates & Apply
When you’re ready, get preapproved. You can also sign up for Rate Watch to keep an eye on rates via email.
20% Rebate on Commission
When you register for the HomeAdvantage program and use one of our trusted agents, you can get a rebate to apply toward your closing costs or choose to receive it as cash. You could earn a rebate up to $1,595.1
1Rebate is through the HomeAdvantage program, made available to you through a relationship between your credit union and CU Realty Services. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. There may be specific rules on how your rebate will be paid out. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender.
Community Mortgage Funding (CMF) is our credit union owned mortgage company. CMF is licensed under the California Department of Business Oversight under the California Finance License # 6039200. CMF NMLS 266418. SCE FCU NMLS 456631. Equal Housing Lender.