Recreational Loans
With an SCE FCU loan, you can affordably travel America’s highways and byways, or even get off the beaten path. We can finance your new or used RV, travel trailer, 5th-wheel, boat, personal watercraft, and off-road motorcycle or vehicle. You’ll get low rates and flexible financing options.
Basic Elements - Legal Text
Rate Table: Recreational
New & Used RVs, Travel Trailers, Boats & Off-Road Motorcycles
| Term | APR6,7,8 | Estimated Monthly Payment per $1,000 | Minimum Loan Amount |
|---|---|---|---|
| 3-5 Years | 4.74% - 6.99% | $29.86 - $19.80 | $2,500 |
| 6-7 Years | 5.74% - 7.99% | $16.46 - $15.59 | $15,000 |
| 8-9 Years | 6.74% - 8.99% | $13.51 - $13.54 | $30,000 |
| 10-12 Years | 7.74% - 9.99% | $12.00 - $11.95 | $50,000 |
| 13-15 Years | 9.74% - 11.99% | $11.33 - $12.00 | $50,000 |
6Rates are subject to change without notice. Rates and terms may vary depending on approved loan amount. Loan rates reflect our best rates. Your rate may be higher depending on individual credit qualifications, account history and collateral value. Maximum rate of 18%. 7All rates shown reflect a 0.25% electronic repayment discount. 8An additional 0.25% discount is available with a down payment of at least 10%. A down payment may be required. Classic vehicles require a certified appraisal. Some restrictions apply. Maximum loan-to-value is based on member qualifications. Vehicles with mileage in excess of 100,000 may be subject to a rate adjustment of 1%. A $100 fee will be charged to refinance or redocument a secured loan (i.e. auto, boat, RV, etc.) with no cash out. This fee will be assessed at time of change. $35 DMV processing and handling fee for all private party transactions. Additional DMV fees may apply. If electronic repayment is canceled, your loan rate will change. If so, your minimum payment will remain unchanged, which may extend the repayment period of your loan.