Choose the credit card that's right for you. All SCE FCU Visa cards come with low rates, no annual fees, generous credit limits, and 100% fraud protection – and fine print that's fair. Whether you're looking for a card to make daily purchases, a cash advance, or a balance transfer, we've got you covered. And, we offer a Rewards card where you earn points toward travel, brand-name gifts and more – or even cash back.
|Visa Platinum Rewards||Visa Platinum||Business Platinum||Secured Platinum|
|No Annual Fee||Check||Check||Check||Check|
|100% Fraud Protection||Check||Check||Check||Check|
|Online Transaction History||Check||Check||Check||Check|
|Extended Warranty on Purchases||Check||Check||Check||Check|
|Rental Car Insurance||Check||Check||Check||Check|
|Travel Accident Insurance1||Check||Check||Check||Check|
|Travel Planning Assistance||Check||Check||Check||Check|
|Lost Ticket Replacement||Check||Check||Check||Check|
|Lost Baggage Assistance||Check||Check||Check||Check|
|Foreign Language Translations||Check||Check||Check||Check|
Visa Platinum Rewards
This card features a low interest rate and a Rewards point program. You can redeem your points toward travel, merchandise, electronics and much more – and even cash back. Plus, you can combine your Visa Rewards points with our Debit Rewards points and rack them up even faster – and your points never expire! All with no annual fee.
If you prefer the lowest rate, our non-points card may be what you're looking for.
Our Business Visa is a sound financial choice for your business. Built-in conveniences make managing your business easier, and we offer low, competitive rates. With multiple cards available for employees under one umbrella account, and easy cash access at ATMs around the globe, the SCE FCU Business Visa is a smart option for business owners. Check out our Business Center for all your business account needs!
Help build or re-establish your credit with an SCE FCU Secured Platinum Visa. You can use it like any other credit card and it's accepted worldwide.
EMV Chip Cards
All SCE FCU credit cards come with EMV (EuroPay MasterCard and Visa) computer chip technology that improves fraud protection and security. This makes it even harder for your account information to get stolen and for you to become a victim of identity theft. In any case, you're always covered by Visa fraud protection.
ScoreCard Rewards Program
For each retail dollar you spend using your Visa Platinum Rewards card, you'll earn a point toward airfare, vacation packages or brand-name merchandise. Register with ScoreCard to check your points and view the catalog.
Verified by Visa
All our cards include Verified by Visa – a security feature designed to protect your SCE FCU Visa credit card when using it online. Verified by Visa allows you to add your own personal password to your existing card, giving you added confidence your personal information is safe when making purchases online. There's no charge to set it up or use it, so register today.
Say goodbye to the hassle of re-entering personal information every time you pay. Say hello to the more convenient way to pay online. Now you can speed through checkout using a single log-in wherever you see the Visa Checkout button.
Basic Elements - Legal Text
Credit card limits are established based on credit history, income and repayment ability. 1Travel Accident insurance covers up to $500,000 per family member.
Rate Table: Visa Credit Cards
|Introductory APR5||Variable APR||Annual Fee|
|Platinum||0.00% - 8.90%||11.50% - 18.00%||$0|
|Platinum Rewards||0.00% - 8.90%||12.50% - 18.00%||$0|
Rates shown effective as of July 1, 2020
5Standard introductory period is six (6) billing cycles. All rates quoted are based on individual qualifications. APRs will vary with the market, based on the Prime Rate plus a margin. Maximum rate of 18%. Limit amounts from $250 to $50,000. Promotional rates are offered from time to time.