Families with backyard swimming pools may feel extra lucky – but pools and spas can be quite dangerous.
Sadly, more than 379 children under age 15 drown in pools and spas annually, and about 75% of these deaths and injuries involve children younger than age five.1 In fact, drowning is the leading cause of accidental death for children ranging in age from one to four, and the second leading cause of accidental death for children under age 14.2
Another 6,700 children under age 15 sustain nonfatal pool and spa related injuries requiring emergency treatment each year.3
With many camps and public recreational facilities closed – and more parents trying to work at home and monitor children at the same time – the American Academy of Pediatrics has warned more children may be at risk of drowning this year.4
As tragic and pervasive as these accidents are, most of them have one thing in common – they’re preventable.
This summer, be sure to share these life-saving safety tips with family, friends, neighbors, babysitters and anyone else who may have access to your pool area.
|1||Never leave a child||
Never leave a child unattended around a pool, spa, bathtub or any body of water.
|2||Keep your phone nearby||Have a phone available at all times when supervising or visiting a pool or spa. But don’t let it distract you from watching young swimmers.|
|3||Keep an eye on your child||If a child is missing, look in the pool or spa first, including neighbors’ pools or spas.|
|4||Install a fence||Install a 4-foot fence around the perimeter of the pool and spa, including portable pools. Use self-closing and self-latching gates. If your house serves as the fourth side of a fence around a pool, install and use a door or pool alarm.|
|5||Maintain pool and spa covers||
Ensuring any pool or spa you use has safety-compliant drain covers. Commercial facilities are required by law to have such covers, but you should apply the same standards to your own pool. For more information, see poolsafely.gov.
|6||Have lifesaving equipment||Have lifesaving equipment such as life rings, floats, and a reaching pole available and easily accessible.|
|7||Remove potential pool hazards||Remove glass bottles, toys, and other potential hazards from the pool area and don’t allow running or roughhousing on or near wet, slippery surfaces. Make sure devices with electrical cords are kept well away from the water.|
|8||Beware of electrical hazards||Be aware of other electrical hazards around pools, hot tubs, and spas, such as faulty underwater lighting; aging electrical wiring that hasn’t been inspected regularly; and the use of sump pumps, power washers, and vacuums that aren’t grounded. Lighting, circuits, and nearby receptacles should be protected by Ground-Fault Circuit-Interrupters (GFCIs), which offer the best safety device to prevent electrocution.|
|9||Limit alcohol use||Drinking alcohol not only can cause accidents for the person drinking, but could lead to poor judgment and a lack of attention when supervising children.|
Injuries from pool chemicals led to about 13,500 emergency room visits. The most common cause of injury was poisoning from ingesting chemicals or inhaling fumes. Other common injuries included skin and eye irritations and chemical burns.5
Here are some guidelines for handling and using pool chemicals safely.
- Secure pool chemicals in their original containers and in an appropriate location. Don’t leave chemicals out where children (or pets) have access to them.
- Open and handle chemicals in a well-ventilated area. Wear appropriate safety equipment, such as goggles or a mask, as directed by the label.
- Add pool chemicals as directed by the product label. Never mix different chemicals, especially chlorine with acid. Pre-dissolve chemicals only when directed by the label. Add pool chemicals to water but never add water to pool chemicals.
- Wait until pool chemicals are dissolved and/or dissipated before entering the pool.
Be sure to notify your insurance company you have a pool and discuss appropriate coverage.
In legal terms, pools are an “attractive nuisance,” and the additional risk may call for greater liability protection. If you own a pool, consider increasing your homeowner’s policy liability limits to $300,000 or $500,000. You might also purchase an umbrella liability policy providing extra protection for a wider range of risks.
In addition to liability coverage, you should have enough homeowner’s coverage to help repair or replace your pool if it’s damaged in a severe storm or other type of disaster. Coverage for earthquake damage requires a separate policy.
Basic Elements - Legal Text
1, 3) U.S. Consumer Product Safety Commission, 2020
2, 5) Centers for Disease Control and Prevention, 2019–2020
4) American Academy of Pediatrics, 2020
This information is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. © 2021 Broadridge Financial Solutions, Inc.