Home Equity Line of Credit...
with an intro APR as low as 1.99% for 12 months when you get your HELOC by April 30th!
Use it whenever, for whatever & only pay on what you actually advance!
With a HELOC from SCE FCU you'll have the extra money to make home improvements, pay for school, take a vacation, consolidate higher interest debt, or simply pay off a few bills - with possible tax advantages.
Let's team up & conquer your to-do list!
Simply log in to Online Banking or give us a call at 800.866.6474.
Offer ends 4.30.17, subject to change. Actual introductory rate and regular rate based on borrower and property qualifications; after promotional introductory period, rate will be Prime Rate (3.75% APR as of 12.15.16) plus a margin that ranges from 0% to 5%. Prime rate plus applicable margin and loan to value equals the rate. Floor rates range from 4% to 8% for owner-occupied and from 5% to 7% for non-owner-occupied. Lifetime cap is 6% above the fully indexed rate. Rate changes occur semi-annually, January 1 and July 1, with an annual cap of 2%. Property must be in California or Nevada only. Standard processing fees can range from $300 to $1,500 based on transaction type and amount. Processing fees are paid by the borrower. Subordination fee is $200. Demand fee is $35. Annual fee of $50 will apply after the first year if balance is less than $10,000. Minimum payment on Home Equity Line of Credit is 1% of the balance on loans at 11% or less or 1.25% of balance on rates above 11% to 15%. Consult with a tax advisor for information on possible tax advantages. Offer valid on HELOC applications from 3.1.17 to 4.30.17 and funded by 6.30.17; not valid on existing SCE FCU HELOCs within their draw period as of the date of HELOC application.