Personal Finance

Have you ever thought about what contributes to the financial choices you make? There are many ways to spend our money. 

How much should you save for a down payment on a home? Although 20% down is the rule of thumb, there is no one-size-fits-all figure.

Here's how to know when it's a good idea to tap into your reserves to get rid of debt for good – and when it's not.

Adding a cosigner can be a great way to qualify for a loan that wouldn't be available to you otherwise, but it's not something to be done lightly. 

Throughout the year, businesses of all sizes and various industries have sought innovative ways to launch new products or services while in this new normal of quarantine, restrictive travel and working from home.

These tips for first-time homebuyers will help you navigate the process, save money and close the deal.

It’s easy. It’s convenient. And it has a lot to offer.

Running your own company isn’t for the easily-spooked, after all. Even under perfect circumstances – the business is growing; its reputation is glowing – you face a million little decisions you’ll have to confidently stand behind.

If you’re trying to make ends meet or want to simply save some money in 2021, here are seven easy ways to reduce your car costs in the coming year.

Since paying taxes is an important financial reality of life, SCE FCU’s nonprofit organization, the Center for Financial Empowerment, uses this time of year to educate high school students about what taxes are, how they’re used and how they impact one’s personal finances.