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Saving & Asset Limits

Assets are things you own that have value. Your money in a savings or checking account is an asset. A car, home, business inventory and land are also assets.

Each program has different rules about what counts as an asset and the total value of your assets allowed to qualify for assistance. For some programs, these rules are the same regardless of where you live. For others, each state determines its own rules.

In general, your liquid assets (like cash or money in a savings or checking account) are counted as assets. In some states, if the value of your car exceeds a certain amount, anything over that amount may be counted as an asset as well.

What to do

  • Identify the programs you're enrolled in or plan to apply for in the future
  • Review the asset limit listed and learn more about each program's asset limit rules by visiting their website
Saving & Asset Limits


  • Social Security Disability Insurance (SSDI)
  • Supplemental Security Income (SSI)


Groceries and household expenses

  • Supplemental Nutrition Assistance Program (SNAP)
  • Temporary Assistance for Needy Families (TANF)


Housing and home energy

  • Low Income Home Energy Assistance Program (LIHEAP)
  • Public Housing



  • Family Medicaid
  • Medicare Part D Extra Help (Low-Income Subsidy)
  • Medicare Savings Programs
  • State Child Health Insurance Program (SCHIP)


Saving & Asset Plan Workbook
Download this fillable PDF and use it for people you regularly work with who receive public benefits.


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