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Choosing How to Get Paid

There are many ways you can get paid or receive benefits. Each way has different benefits and risks, which can make it easier or harder for you to manage your money.

Sometimes, you don’t have a choice about how you get paid or receive benefits. For example, some benefits programs require funds be loaded onto a government benefits card. Some employers might pay you only using a traditional paper paycheck.

Not all employers or government agencies offer all methods of payment.

If your employer pays wages by payroll card, you must be offered at least one other option. That option might be a paper check, or it could be direct deposit to a checking or savings account or your own prepaid card.

It’s important to understand your options and make a decision that’s right for you.

What to do

  • Evaluate the benefits and risks of each payment method
  • Write down questions you have and choose a method that's best for you

 

Choosing How to Get Paid Workbook
Download this fillable PDF to help evaluate the benefits and risks of each payment method.

 

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