Privacy & Disclosures

PERSONAL INFORMATION
FACTS WHAT DOES SCE FEDERAL CREDIT UNION (SCE FCU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or services you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons SCE FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Reasons we can share your personal information Does SCE FCU Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For nonaffiliates to market to you No We don’t share
To limit our sharing
To limit our sharing

Call 800.866.6474

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 800.866.6474 or send us an email.
How does SCE FCU protect my personal information?
What we do  
How does SCE FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. The measures include computer safeguards and secured files and buildings.
How does SCE FCU collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.
Affiliates
Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

SCE FCU’s affiliates include financial companies such as Community Mortgage Funding and Member Advantage Insurance Services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

SCE FCU does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

SCE FCU does not jointly market.