New Autos
New Auto rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
2.24% - 11.99% |
$84.35 - $33.20 |
| 4 Years |
$5,000 |
2.24% - 11.99% |
$21.80 - $26.33 |
| 5 Years |
$10,000 |
2.74% - 12.49% |
$17.86 - $22.49 |
| 6 Years |
$15,000 |
3.24% - 14.49% |
$15.31 - $20.87 |
| 7 Years |
$25,000 |
3.74% - 8.74% |
$13.55 - $15.96 |
Used Autos
Used Auto rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
2.49% - 12.24% |
$84.46 - $33.32 |
| 4 Years |
$5,000 |
2.49% - 12.24% |
$21.91 - $26.45 |
| 5 Years |
$10,000 |
2.99% - 12.74% |
$17.97 - $22.62 |
| 6 Years |
$15,000 |
3.49% - 14.74% |
$15.42 - $21.00 |
| 7 Years |
$25,000 |
3.99% - 8.99% |
$13.67 - $16.09 |
New Street Legal Motorcycles
New Street Legal Motorcycle rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
4.49% - 14.24% |
$85.38 - $34.30 |
| 4 Years |
$5,000 |
4.49% - 14.24% |
$22.80 - $27.46 |
| 5 Years |
$10,000 |
4.49% - 14.24% |
$18.64 - $23.40 |
| 6 Years |
$15,000 |
4.99% - 16.24% |
$16.11 - $21.84 |
| 7 Years |
$25,000 |
5.49% - 10.49% |
$14.37 - $16.86 |
Used Street-Legal Motorcycles
Used Street Legal Motorcycles rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
4.74% - 5.99% |
$85.50 - $30.42 |
| 4 Years |
$5,000 |
4.74% - 5.99% |
$22.92 - $23.49 |
| 5 Years |
$10,000 |
4.74% - 5.99% |
$18.76 - $19.33 |
| 6 Years |
$15,000 |
5.24% - 16.49% |
$16.22 - $21.97 |
| 7 Years |
$25,000 |
5.74% - 10.74% |
$14.49 - $17.00 |
First Time Buyer Auto & Street-Legal Motorcycles – New & Used
First Time Buyer Auto & Street Legal Motorcycles - New & Used rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
5.49% - 15.24% |
$85.84 - $34.79 |
| 4 Years |
$5,000 |
5.49% - 15.24% |
$23.26 - $27.96 |
| 5 Years |
$10,000 |
5.49% - 15.24% |
$19.10 - $23.93 |
| 6 Years |
$15,000 |
5.99% - 17.24% |
$16.58 - $22.39 |
Classic Auto Rates5
Classic Auto loan rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
3.99% - 8.24% |
$85.18 - $31.45 |
| 4 Years |
$5,000 |
3.99% - 8.24% |
$22.58 - $24.53 |
| 5 Years |
$10,000 |
3.99% - 8.24% |
$18.42 - $20.40 |
| 6 Years |
$15,000 |
4.49% - 8.74% |
$15.88 - $17.90 |
| 7 Years |
$25,000 |
4.99% - 7.99% |
$14.14 - $15.59 |
Vehicle Value Rates6
Vehicle Value loan rates
| Term |
Minimum Loan Amount |
APR1,2 |
Estimated Monthly Payment per $1,000 |
| 1 - 3 Years |
$1,500 |
4.49% - 14.24% |
$85.38 - $34.30 |
| 4 Years |
$5,000 |
4.49% - 14.24% |
$22.80 - $27.46 |
| 5 Years |
$10,000 |
4.49% - 14.24% |
$18.64 - $23.53 |
| 6 Years |
$15,000 |
4.99% - 9.24% |
$16.11 - $18.15 |
Rates shown effective as of January 1, 2022
1Rates are subject to change without notice. Rates and terms may vary depending on approved loan amount. Your rate may be higher depending on individual credit qualifications, account history and collateral value. Maximum rate of 18%. 2An additional 0.25% discount is available with a down payment of at least 10%. A down payment may be required. Some restrictions apply. Maximum loan-to-value is based on member qualifications. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. 5Classic vehicles require a certified appraisal. 6Inspection may be required on Vehicle Value Loans.
