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Vehicle Loans

Auto Loans - Rates Table

Auto Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0006.24% - 15.24%$23.60 - $27.95
5 Years$10,0006.74% - 15.74%$19.68 - $24.18
6 Years$15,0007.24% - 16.24%$17.16 - $21.82
7 Years2$25,0007.74% - 11.24%$15.46 - $17.25
Auto Loans Rates

Motorcycle Loans - Rates Table

Motorcycle Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0007.74% - 16.74%$31.22 - $35.53
5 Years$10,0007.74% - 16.74%$24.30 - $28.73
6 Years$15,0008.24% - 17.74%$20.40 - $24.99
7 Years$25,0007.24% - 10.74%$17.17 - $18.91
Motorcycle Loans Rates

First-Time Buyer Auto Loans - Rates Table

First-Time Buyer Auto Loans Auto LoansMotorcycle Loans
TermMin Loan AmtAPR1Est Mo Pmt / $1kAPR1Est Mo Pmt / $1k
≤ 4 Years$5,0007.24% - 16.24%$24.06 - $28.467.24% - 16.74%$24.29 - $28.72
5 Years$10,0007.74% - 16.74%$20.15 - $24.718.24% - 17.24%$20.39 - $24.98
6 Years$15,0008.24% - 17.24%$17.65 - $22.388.74% - 17.74%$17.90 - $22.66
First-Time Buyer Auto Loans Rates

RV, Boat & Dirt Bike Loans - Rates Table

RV, Boat & Dirt Bike Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$2,500
7.24% - 16.24%$24.29 - $28.72
5 Years$15,0008.24% - 17.24%$20.39 - $24.98
6 Years$15,0008.74% - 17.24%$17.90 - $22.66
7 Years$30,0009.24% - 12.74%$16.21 - $18.05
8 - 9 Years$30,0009.74% - 13.24%$13.14 - $15.13
10 - 11 Years$50,00010.24% - 13.74%$12.09 - $14.21
12 - 15 Years$50,00010.74% - 14.24%$11.20 - $13.48
RV, Boat & Dirt Bike Loans Rates

Classic Auto Loans - Rates Table

Classic Auto Loans
TermMin Loan AmtAPR3Est Mo Payment / $1,000
≤ 4 Years$5,0007.24% - 10.74%$24.06 - $25.72
5 Years$10,0007.74% - 17.24%$20.15 - $22.11
6 Years$15,0008.24% - 12.24%$17.65 - $19.68
7 Years$25,0008.74% - 10.74%$15.96 - $16.99
Classic Auto Loans Rates

Vehicle Value Loans - Rates Table

Vehicle Value Loans
TermMin Loan AmtAPR1,4Est Mo Payment / $1,000
≤ 4 Years$5,0006.24% - 15.24%$23.60 - $27.96
5 Years$10,0006.74% - 15.74%$19.68 - $24.19
6 Years$15,0007.24% - 10.74%$17.17 - $18.91
Vehicle Value Loans Rates

Home Equity Lines & Loans

Home Equity Lines of Credit - Rates Table

Home Equity Lines of Credit
Interest-Only HELOCTraditional HELOCTraditional HELOC
Owner Occupied APR5,6Owner Occupied APR5Non-Owner Occupied APR5
8.75% - 11.00%8.50% - 13.50%9.50% - 11.50%
Home Equity Lines of Credit Rates

Home Equity Loans - Rates Table

Home Equity Loans
TermOwner Occupied APR5Non-Owner Occupied APR5
≤ 10 Years7.25% - 9.75%8.25% - 9.25%
15 Years7.75% - 10.25%8.75% - 9.75%
20 Years8.25% - 10.75%
Home Equity Loans Rates
Home Mortgage Loans Please visit our Mortgage Center for the most current rate information.

Personal Lines & Loans

Lines of Credit - Rates Table

Lines of Credit
TermAPR7Daily Periodic Rate
Revolving15.75% - 18.00%0.043150% - 0.049315
Lines of Credit Rates

Share Secured Line of Credit - Rates Table

Share-Secured Lines of Credit
Min Loan AmtAPR7Daily Periodic Rate
Secure 100% of amount borrowedShare rate + 3%0.008356%
Share Secured Line of Credit Rates

Signature Loans - Rates Table

Signature Loans - including Quinceañera Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
2 Years$250
10.00% - 15.00%$45.15 - $48.50
4 Years$2,50011.00% - 16.00%$25.85 - $28.35
5 Years$5,00012.00% - 17.00%$22.25 - $24.86
Signature Loans Rates

Certificate Secured Loans - Rates Table

Certificate-Secured Loans
TermMin Loan AmtAPR7
Options up to 5 years8Secure 100% of amount borrowedCertificate rate + 2%
Certificate Secured Loans Rates

Credit Builder Loans - Rates Table

Credit Builder Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
9 Months9$500
5.50%$113.67
2 Years$500
5.50%$44.10
4 Years$2,5006.00%$23.49
5 Years$5,0006.50%$19.57
Credit Builder Loans Rates

Visa Credit Cards

Visa Credit Cards - Rates Table

Visa Credit Cards
Intro APR10,11Variable APRFixed APR
Platinum2.90%
15.25% - 18.00%
Secured Platinum17.75%
Teen Platinum122.90%12.50%
Visa Credit Cards Rates

1APR = Annual Percentage Rate. Rates are subject to change without notice, are based on creditworthiness, and may require a down payment. Maximum rate of 18%. An additional 0.25% discount is available with a down payment of at least 10%. Some restrictions apply. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. 2Teen Auto Loans only available up to 6 years. Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications. 3Certified appraisal required. 4Inspection may be required. 5APR = Annual Percentage Rate. Based on Prime Rate of 8.50% as of 7.26.23 plus a 0% – 5% margin and applicable LTV = rate, subject to creditworthiness. Floor rates range from 4% to 8%. There is no annual cap on Interest-Only HELOCs. Annual cap on Traditional HELOCs is 2%, and lifetime cap is 6%, above the fully indexed rate at the time of origination. There is no cap on Minimum loan amount is $25,000. Sample payment based on a $25,000 loan for 10 years at 9.25% APR would be $320.18. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. 6Not available on non-owner occupied dwellings. Home equity lines/loans only available in California and Nevada. Additional fees may apply. 7APR = Annual Percentage Rate. 8Interest must be paid annually, if not on a repayment plan option. Maximum loan amount is based on creditworthiness and ability to repay. $1,000 minimum loan amount. Maximum rate of 18%. 9Teen Credit Builder Loans only – ages 16 to 17. 10APR = Annual Percentage Rate. Variable rates based on Prime Rate of 8.50% as of 7.26.23 plus a 6.75% – 14.00% margin. 11Standard introductory period is six billing cycles. All rates based on creditworthiness. Limits $1,000 to $50,000, $500 for Teens. 3% transaction fee on Balance Transfers and Cash Advances. 1% foreign transaction fee. 12Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications.