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Certificates

Our certificate accounts help you earn more on your money. Choose from a variety of terms and rates to fit your needs.

  • Terms from 91 days to 60 months
  • $1,000 minimum opening balance
  • Dividends compound at maturity for 91-day term; all other terms compound monthly
  • No fees to maintain your account

Rates & Fees

Rate Table: Certificates & IRAs

Certificate & IRA Rates
  Dividend7 APY8 Compounding Minimum Balance Minimum Deposit
91 Days11 0.25% 0.25% At maturity $1,000 $0
6 Months11 0.55% 0.55% Monthly $1,000 $0
12 Months 0.85% 0.85% Monthly $1,000 $0
18 Months 0.85% 0.85% Monthly $1,000 $0
24 Months 1.00% 1.00% Monthly $1,000 $0
36 Months 1.19% 1.20% Monthly $1,000 $0
48 Months 1.29% 1.30% Monthly $1,000 $0
60 Months 1.39% 1.40% Monthly $1,000 $0

Fees & Charges

Printable Rate Sheet